A shelter of your own has been eluding you so far? Now your dream for a dream house will be a reality at most attractive terms with United Housing Loan Scheme

Purpose :

• For purchase / construction / extension/ repairs / renovations / furnishing of residential house / flat including the purchase of land and construction thereon
• Supplementary finance to complete the project financed by your employer
• Takeover of the Housing Loan from other Banks / Housing Finance Companies
• Purchase / Take-on of long term lease (min. 10 yrs) of house/flat from Govt. Bodies / PSUs (unexpired lease period should exceed at least 5 years of repayment period of loan)
• For purchase / construction of 2nd house / flat
• For purchase / construction of 3rd house / flat (0.50% interest rate more than the rate applicable for 1st & 2nd unit)

Eligibility :

• Individuals above 21 years, having regular income i.e. salary / business / professionals and self-employed (PSEs) persons
• Salaried person should be in regular & permanent service
• Established and experienced Professional & Self Employed & Business persons should be at least 03 years in Trade or Profession
• Business and PSEs should have 3 years of ITR

Quantum :