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Unified Payment Interface (UPI)
United Bank of India offers UPI (Unified Payment Interface) application for the customers of Indian banks to register with the bank and link their accounts of other banks as well. Customer shall be able to Pay and initiated collect money requests to their contacts. Payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single platform.

Following are the transaction sets supported

  • User profile registration

  • Bank accounts creation

  • Payment address creation

  • Authentication

  • Authorization

  • PIN generation

Core transaction functionality
  • Pay request
  • Collect request
  • Collect request approval (Payer approval through Mobile application)

  • Debiting / Crediting Payer / Payee accounts

  • Virtual address resolution for NPCI-UPI

  • Support for all 2-party, 3-party and 4-party models of NPCI UPI

  • Address book management

Users can operate their multiple Bank accounts using this single app.

Virtual Address can be set for each of your Bank accounts and can be used while collecting money from anyone.

No need to expose your account number, IFSC, Mobile Number to anyone.

You have a wide range of choice of deposits through as many as 10 different schemes offered by UBI. You may select them according to your best suited mode of meeting.