United Bank of India __________
Branch
Date ____________
1. Name of the applicant / key person with address
2. Name & Other details of the Earning Family Members
including key person: _______________________
Name
Age
Profession/ Source of Income
Financial Liability/
Indebtedness if any
i)
ii)
iii)
iv)
3. Whether belongs to SC/ ST :
4. Amt. of Limit approved :
____________________________
5. Total family income:
______________________________
6. Approximate Family Expenses:
__________________________________
7. Net
Surplus:_________________________________________
8. Recommendation :-
a) Maximum Limit __________________
b) Interest :- @ 12%p.a. at monthly rest.
c) Disbursement : Through OD a/c (Cash withdrawal only by the
borrower himself/herself )
d) Review : A/c. will be reviewed annually for continuation/
enhancement
revision of the limit.
e) Special instructions :
i. Withdrawal from OD a/c will be allowed after completion of
all the formalities
ii. Personal Accident Risk will be covered under the
appropriate policy of the Bajaj Allianz Ltd. and premium will be borne by the borrower.
iii. Terms & Conditions of the sanction shall have to be
accepted by the borrower in writing and the sanction will remain valid up to 2 months from
the date of sanction.
iv. Bank may add/ modify/ substitute any terms in future
without prior consent of the borrower.
v. Directives of RBI will be binding on the borrower.
vi. Personal Guarantee of the all the earning members whose
income has been considered for fixing the limit.
vii. Other terms & conditions are as usual
Date :
RDO / Dy.Manager
Manager
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