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United Bank of India
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Head office: 16, Old Court
House Street,
Kolkata – 700 001.
UNITED CASH
RENTAL SCHEME
(Application for Term Loan against Rent Receivables)
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The Chief Manager / Manager
United Bank of India
___________ Branch |
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I/We hereby apply for a term loan of
Rs.........................
(Rupees....................................................................................only)
repayable in .................monthly instalments for the purpose of
........................................against the future rent receivables by me /us
during the next.............. months
from
my/our
property situated
at
...............................................................................................
I/we confirm having understood the terms and conditions of the above scheme and agree to
abide by the same. I/we give below the particulars about me/us, which are true and correct
and I/we have not withheld any information that May be vital for the snaction of the loan
applied for by me/us |
| 1. Name: Mr./Ms/Messrs |
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2. Category : Individual / Firm /
Company
(mark the appropriate box) |
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3. If applicant is Individual
Residential Address:
Present : |
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Parmanent:............... |
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PIN |
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PIN |
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Phone |
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Phone |
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If Employed
Designation
............................................................
Name of the Employer:............................................................
Office Address
..............................................................
PIN ........................Phone........................
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Salary Particulars for the Month
.................. Year .................. (last salary drawn)
Gross Salary |
Deduction |
Net salary |
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(Salary
Certificate to be attached) |
| Any other Income: |
(Proof to be attached)
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If Professional/ Self - employed
| Profession/Activity |
...................................................................... |
| Address (If different from Residential Address:) |
...................................................................... |
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PIN ...........................
Phone.................... |
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Annual Income for the last 3 years (proof to be
attached)
Yr................................ |
Yr.......................... |
Yr.......................... |
| Rs....................................... |
Rs.................................... |
Rs..................................... |
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4. If applicant is Firm/Company
Date of
Establishment :
(Certified copy of Deed of
Partnership/Memorandum & Articles of association enclosed)
| Name(s) of Partners/Directors: |
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| Registered office Address |
................................................................................... |
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PIN |
............................... |
Phone.................................. |
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Financial Results for last 3 years (Audited Balance Sheet and
P & L Account enclosed)
| Year |
............................... |
............................... |
............................... |
| Net Worth |
............................... |
............................... |
............................... |
| Net Income |
............................... |
............................... |
............................... |
| Net Profit |
............................... |
............................... |
............................... |
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5. Pan Number of the Applicant:
(copy of latest IT/WT
assessment, if any, to be enclosed) |
6. Details of loan liabilities
| NAME OF LENDER |
PURPOSE |
AMOUNT |
PRESENT O/S BAL |
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7. Details of Guarantee given
| PRINCIPAL |
G'URANTEE GIVEN TO |
AMOUNT OF G'URANTEE |
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| 8. Any other Contingent Liability: |
| 9. Banking Relationship with the Bank Since : Name of the Branch
:
Details of accounts maintained
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10. Details of SB/CD accounts maintained
with other Banks
Name of Bank |
Branch |
Type of A/C |
A/C Number |
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11. Details of the property rented/leased
out/to be rented/leased out
| Plot No./House No |
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Flat/Shop/Godown No. |
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| Street/Road/Lane |
: |
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Police Station |
: |
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| Post Office |
: |
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City/Town/Village |
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| District |
: |
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State |
: |
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| Pin :: |
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| Landmark for identification (if
any) : |
| Plinth/Built up Area
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Whether plan for construction has been
approved/ snactioned by appropriate authority?
(Copy of approved plan to be enclosed)
Whether the property and its rental are free of any
encumbarance?
(Legal option is to be obtained before snaction of loan)
Whethre Tax on the property has been paid up -to-date?
(copy of the latest tax paid receipt is to be enclosed)
Title of the applicant: OWNER/LEASEHOLDER
(Mark the appropriate one)
(copy of title deed/lease deed to be enclosed)
If the applicant is Leaseholder,
whether empowered to let out/lease out the property:
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12. If the applied loan is for
substituting any existing loan against the property
| Name of Lender Bank/Institution |
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| Amount of Loan |
: |
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| Outstanding Balance as on........... |
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| (Certificate for outstanding
balance from the lender bank/institution to be enclosed) |
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13.
Particulars of Tenant/Lessee
Name:
..........................................................................................................
Address:
..........................................................................................................
..........................................................................................................
Phone: .................................. Fax
........................................................Line of Activity/Business :
Constitution :
PSU/BANK/GOVT/SEMI-GOVT/LOCALBODY/MULTINATIONAL/PUBLIC CO
/PVT CO/OTHER (Specify) (mark the appropriate one)
Market standing of the Tenant/Lessee :
In case existing Tant/Lessee whether :
there is any default in payment of rent
(copy of last rent receipt to be enclosed)
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14. Particulars of the Tenancy/Lease
Agreement (copy enclosed)
Date of Agreement
:
Agreement expires
on :
Monthly rentals due upto :
.........................(month) ......................(year)
Gross monthly rent :
Deduction at Source :
Tax
:
Adjustment towards rental advance
:
Any other as per agreement
:
Net Monthly rent receivable
:
Any amount adjustable from monthly rent at the end
:
Net future rent receivables
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15. Other Information
a) If the applicant is Firm/Company whether any of its Group Company has
availed loan from
our Bank ? If YES, give the following particulars:
Borrower
Firm/Company |
Branch Name |
Amount of Loan |
Outstanding as on........... |
Overdue If any |
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b) Whether any litigation pending against applicant :
c) If 'YES' give particulars
:
d) Any other information
:
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| Place : Date
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Signature of the Applicant
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Documents to be enclosed:
- copy of Partnership Deed/Memorandum & articles of
Association (not for individual applicant)
- Copy of the Title Deed/Lease Deed (if leasehold property)
- Copy of approved building plan
- Copy of lease/tenancy agreement
- Copy of latest tax receipt of the property
- Income proof for individual applicant
- Larest IT/WT Assessment, if available
- Audited balance sheets of Eirm/Company
- Certificate of outstanding balance in loan a/c against the
property
- Copy of latest rent receipt (in case existing tenant/lessee)
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