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Retail Credit

 
Home > Retail Credit > United Smart Loan Scheme
 

United Smart Loan Scheme

United Bank of India presents a "Smart Loan" Scheme for "Smart Borrowers of United Housing Loan Borrowers. The scheme facilitates additional finance to the existing Housing Loan customers of the bank for any purpose at easier terms and conditions. You need not provide any other security for the loan. The salient features of the scheme are given below :-

Eligibility :

Existing Housing Loan borrowers having completed minimum 2 (two) years of repayment schedule.

Purpose :

Any personal purpose except speculation.

Quantum of Loan :

Minimum : Rs. 20,000/-
Maximum : To the extent of 75% of the principal amount of Housing Loan repaid during the period. Subject to maximum of Rs. 1.00 lac

Security : You need not arrange any additional security, but extension of mortgage on the House property for which United Housing Loan was sanctioned will serve the purpose.

Margin : Nil.

Rate of Interest : Click here to view.

Click here for Feedback & Forms

Click here for United Smart Loan Form

Click here for Term Loan Application Format under United Smart Loan Scheme

Pdf format for Term Loan Application Format

Pdf Format for United Smart Loan Scheme

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