Right To Information Act

10. List of our Officers and employees and Pay-structure of our employees

10.1 It may be noted that the number of our officers and employees is quite large and as they are liable to transfer it is not possible for us to publish the list of officers and keep the same updated from time to time. If one is interested in seeking information about any officer or employee of the Bank one may approach our Public Information Officer. In regard to the information about the salary and other remuneration paid to officers and employees in general, the same can be obtained from our Public Information Officer.

10.2 If one seeks information about the salary of any particular employee, we can only supply a copy of the Service Regulation and of Agreement with the Unions under the Industrial Disputes Act for our obligation on “Right to Privacy”.

11. Our Products

As required by law, while opening the account we will satisfy ourselves about the identity of the prospective customer including his address.

Deposit

11.1 All our deposit products are displayed in this website. One may find this at the home page itself by clicking the menu “Deposit Scheme”.

11.2 Nomination facility is available for all Deposit Accounts, articles in Safe Custody and Safe Deposit Vaults. Nomination can be made in favour of one person only. However, nomination in favour of more than one person is permissible in jointly operated locker account with common consent. Nomination can be made, cancelled or changed by the account holder any time. It can be made in favour of minor also. For the existing accounts, where nomination has not been made initially the account holders can subsequently do so. It is requested that all the account holders who are yet to make nomination should do so immediately. The copies of specimens for nomination in deposit accounts, safe custody and locker are furnished below.

• Click here to download FORM DA 1

• Click here to download FORM SC 1

• Click here to download FORM SL 1

• Click here to download FORM SL 1A

12. Credit

We have different credit products as per needs of our customers. One may see this at the Home Page itself by clicking the menu “Retail Credit”.

12.1 Traditional advance

The Bank plays an active part in financing the genuine productive and business needs of industries and commerce such as small, medium and large apart from financing priority sectors including individuals.

12.2 Priority Sector advance

The Bank has been playing a significant role in lending to priority sector and various government sponsored schemes. Bank also promotes for the growth of self-help groups particularly in rural and semi-urban areas with special emphasis to women borrowers.

13. Information Centre

We have centralized system of providing information to general public about our products through our Toll Free Help Line 1800 345 0345. Our Helpline is managed by our Officers.

14. Some pertinent points

14.1 The Act is a Law made by the Parliament pursuant to the power contained in the Union List. By virtue of Article 254(1) of the Constitution, any law made by the Legislature of a State, which is repugnant to any provision of law made by the Parliament, the law made by the Parliament, whether passed before or after the law made by the State Legislature, shall prevail and the State law shall to the extent of repugnancy be void.

14.2 One may raise any queries on our customers but we have our obligation of secrecy and we have to maintain the “Customer's Right to Privacy” for which we are unable to disclose information about the affairs of our customers as these disclosures will cause unwarranted invasion of privacy of the customers as envisaged by Section 8(I)(j) of the Right to Information Act, 2005 which is as follows.

Information which relates to personal information the disclosure of which has no relationship to any public activity or interest, or which would cause unwarranted invasion of the privacy of the individual unless the Central Public Information Officer or the State Public Information Officer or the appellate authority, as the case may be, is satisfied that the larger public interest justifies the disclosure of such information.

14.3 While making queries on the sanction or non-sanction of loan it is to be noted that whether to sanction a loan or not is in the absolute discretion of the concerned sanctioning authority of the Bank and such discretion is exercised, after taking into consideration the relevant facts and circumstances of each case.

14.4 It may be noted that though we have stated the names of the members of our Board of Directors, MCBOD , ACBOD and Board Level Customers Committee, the minutes of such meetings are not accessible to public. The meetings of such committees are not open to the public.

14.5 It is to be noted that we have targets for mobilizing deposits and advances.

14.6 The information furnished in the booklet may change over time and true as on 28.02.06.

14.7 This information is furnished by us on the basis of the Right to Information Act with the guidance of IBA.

14.8 The relevant fees under Right to Information Act, 2005 is furnished below :

The Relevant Fees under Right To Information Act, 2005

It is also to be noted that relevant fees as prescribed by Govt. of India are as follows :

1. A request for obtaining information under sub-section (1) of section 6 shall be accompanied by an application fee of rupees ten by way of cash against proper receipt or by demand draft or bankers cheque payable to the Accounts Officer of the public authority.

2. For providing the information under sub-section (1) of section 7, the fee shall be charged by way of cash against proper receipt or by demand draft or bankers cheque payable to the Accounts Officer of the public authority at the following rates :-

   • Rupees two for each page (in A-4 or A-3 size paper) created or copied;

   • Actual charge or cost price of a copy in larger size paper;

   • Actual cost or price for samples or models; and

   • For inspection of records, no fee for the first hour; and a fee of rupees five for each fifteen minutes (or fraction thereof) thereafter.

3. For providing the information under sub-section (5) of section 7, the fee shall be charged by way of cash against proper receipt or by demand draft or bankers cheque payable to the Accounts Officer of the public authority at the following rates:-

   • For information provided in diskette or floppy rupees fifty per diskette or floppy; and

   • For information provided in printed form at the price fixed for such publication or rupees two per page of photocopy for extracts from the publication.

4. Application can seek review of the decision on fees charged by the PIO by applying to the appropriate Appellate Authority;

5. No fees will be charged from people living below the poverty line;

6. Applicant must be provided information free of cost if the PIO fails to comply with the prescribed time limit.

Principal Information Officer

Shri Ranjan Kumar Mohanty
General Manager (Planning, Prisec & Resource Management)
UBI, H.O, 11 Hemant Basu Sarani,
United Tower
Kolkata -700001
Phone no.- 033- 22487732
Email: gmrm@unitedbank.co.in