PARTICULARS |
Quarter
Ended |
Year Ended |
31.03.2007
(Audited) |
31.03.2006
(Audited) |
31.03.2007
(Audited) |
31.03.2006
(Audited) |
| 1. |
Interest Earned (a) + (b) + (c) + (d) |
809.62 |
628.65 |
2852.74 |
2360.03 |
| |
a) |
Interest / Discount on advances / bills |
503.27 |
318.51 |
1654.10 |
1153.46 |
| |
b) |
Income on Investments |
287.53 |
303.01 |
1137.59 |
1165.05 |
| |
c) |
Interest on balances
with RBI /Other
Banks |
19.72 |
7.27 |
41.11 |
25.25 |
| |
d) |
Others |
-.90 |
-.14 |
19.94 |
16.27 |
| 2. |
Other Income |
89.09 |
131.16 |
320.03 |
436.96 |
| A. |
TOTAL INCOME
(1) + (2) |
898.71 |
759.81 |
3172.77 |
2796.99 |
| 3. |
Interest Expended |
473.04 |
350.22 |
1675.20 |
1339.51 |
| 4. |
Operating Expenses
(e) + (f) |
202.54 |
256.40 |
778.47 |
813.63 |
| |
e) |
Payments to and provisions for employees |
165.08 |
211.90 |
557.52 |
628.36 |
| |
f) |
Other operating expenses |
37.46 |
44.50 |
220.95 |
185.27 |
| B. |
TOTAL EXPENDITURE (3) + (4) |
675.58 |
606.62 |
2453.67 |
2153.14 |
| C. |
OPERATING PROFIT (A) – (B)
(Profit before Provisions and Contingencies) |
223.13 |
153.19 |
719.10 |
643.85 |
| D. |
Provisions and Contingencies
- of which provisions for Non-Performing Assets |
212.34
116.61 |
117.04
48.49 |
416.47
228.32 |
371.29
134.15 |
| E. |
Provision for taxes |
-24.65 |
7.00 |
35.35 |
68.00 |
| F. |
NET PROFIT (C) – (D) – (E) |
35.44 |
29.15 |
267.28 |
204.56 |
| 5. |
Capital |
1532.43 |
1532.43 |
1532.43 |
1532.43 |
| 6. |
Reserves excluding revaluation reserves
(as per balance sheet of the previous accounting year) |
-18.35 |
152.14 |
376.50 |
163.01 |
| 7. |
Analytical Ratios |
|
|
|
|
| |
i) |
Percentage of shares held by Govt. of India |
100% |
100% |
100% |
100% |
| |
ii) |
Capital Adequacy Ratio
(%) |
12.02% |
13.12% |
12.02% |
13.12% |
| |
iii) |
Earning per share (Rs)(not annualised) |
DNA |
DNA |
DNA |
DNA |
| |
iv) |
a) |
Amount of Gross NPAs |
817.00 |
744.30 |
817.00 |
744.30 |
| |
|
b) |
Amount of Net NPAs |
333.00 |
303.09 |
333.00 |
303.09 |
| |
|
c) |
% of Gross NPA (%) |
3.60% |
4.66% |
3.60% |
4.66% |
| |
|
d) |
% of Net NPA (%) |
1.50% |
1.95% |
1.50% |
1.95% |
| |
v) |
Return on Assets
(Annualised) (%) |
0.73% |
0.66% |
0.73% |
0.66% |
