About Us

(Unaudited)

(Unaudited)

(Audited)

Capital

1532,43,08

1810,86,77

1532,43,08

Reserves & Surplus

366,22,73

145,80,50

296,37,39

Deposits

29945,23,71

25897,70,01

29249,77,02

Borrowings

273,83,44

2617,48

296,62,06

Other Liabilities and Provisions

1602,57,97

1590,40,29

1872,52,71

Total :

33720,30,93

29470,95,05

33247,72,26

ASSETS

Schedule

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

Cash and balances with Reserve Bank of India

2012,02,23

1690,41,54

1434,22,59

Balances with Banks and

Money at Call and Short Notice

510,48,99

254,74,25

1343,00,52

Investments

14416,87,44

14150,09,67

14129,51,29

Advances

15912,98,70

12376,02,67

15522,30,89

Fixed Assets

209,17,42

199,77,97

205,06,47

Other Assets

658,76,15

799,88,95

613,60,50

Total :

33720,30,93

29470,95,05

33247,72,26

Contingent Liabilities

12

2559,67,71

2128,85,25

2770,12,29

Bills for collection

413,42,41

502,61,51

373,82,42

(Rs. in thousand)

SCHEDULE 1 - CAPITAL

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

Capital (Fully owned by Central Government)

As per last Balance Sheet

1532,43,08

1810,86,77

1810,86,77

Less: Accumulated loss as on 31.03.2005

-

-

278,43,69

1532,43,08

Total :

1532,43,08

1810,86,77

1532,43,08

SCHEDULE 2 - RESERVES & SURPLUS

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Statutory Reserves

Opening Balance

62,01,20

10,87,05

10,87,05

Add: Transfer from Profit & Loss Account

-

-

51,14,15

SUB-TOTAL :

62,01,20

10,87,05

62,01,20

II.

Capital Reserves

a) Revaluation Reserve

Opening Balance

133,35,79

135,45,81

135,45,81

Less : Transfer to profit & Loss A/c

(49,74)

52,36

2,10,02

132,86,05

134,93,45

133,35,79

b) Others

Opening Balance

17,62,26

-

-

Transfer from Profit & Loss Account

-

-

17,62,26

17,62,26

-

17,62,26

SUB-TOTAL [(a) + (b)]

150,48,31

134,93,45

150,98,05

III.

Revenue and Other Reserves

Revenue Reserve

Opening Balance

83,38,14

-

-

Transfer from Profit & Loss A/c.

-

-

83,38,14

SUB-TOTAL

83,38,14

145,80,50

83,38,14

IV.

Balance in Profit & Loss A/c

70,35,08

-

-

TOTAL ( I + II + III+IV)

366,22,73

145,80,50

296,37,39

SCHEDULE 3 - DEPOSITS

(Rs. in thousand)

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

A

I.

Demand Deposits

i)

From Banks

154,73,02

158,43,05

232,32,43

ii)

From Others

2569,37,15

2268,81,95

2900,56,73

II.

Savings Bank Deposits

10861,86,68

9377,60,19

10433,89,87

III.

Term Deposits

i)

From Banks

934,03,81

720,03,30

932,78,54

ii)

From Others

15425,23,05

13372,81,52

14750,19,45

TOTAL :

29945,23,71

25897,70,01

29249,77,02

B

i)

Deposits of branches in India

29945,23,71

25897,70,01

29249,77,02

ii)

Deposits of branches outside India

-

29945,23,71

25897,70,01

29249,77,02

SCHEDULE 4 - BORROWINGS

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Borrowings in India

i)

Reserve Bank of India

-

-

-

ii)

Other Banks

3,50,56

2,44

2,32,86

iii)

Other institutions & agencies

246,82,88

26,15,04

247,29,20

II.

Borrowings outside India

23,50,00

-

47,00,00

TOTAL :

273,83,44

26,17,48

296,62,06

(Rs. in thousand)

SCHEDULE 5 - OTHER LIABILITIES AND PROVISIONS

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Bills payable

375,84,74

329,88,22

381,02,07

II.

Inter-Office Adjustments (net)

208,05,54

153,64,19

224,04,60

III.

Interest accrued

275,26,49

249,93,79

312,63,89

IV.

Unsecured Redeemable Bonds (Subordinated Debt for Tier II Capital)

400,00,00

440,00,00

540,00,00

V.

Contingent provisions against Standard Assets

65,20,00

36,27,00

60,88,00

VI.

Others (including provisions)

278,21,20

380,67,09

353,94,15

TOTAL :

1602,57,97

1590,40,29

1872,52,71

SCHEDULE 6 - CASH & BALANCES WITH RESERVE BANK OF INDIA

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Cash in hand (including foreign currency notes)

133,80,90

168,64,67

149,36,24

II.

Balance with Reserve Bank of India

i)

In Current Account

1878,21,33

1521,76,87

1284,86,35

ii)

In Other Accounts

-

-

TOTAL :

2012,02,23

1690,41,54

1434,22,59

SCHEDULE 7 - BALANCES WITH BANKS AND MONEY AT CALL AND SHORT NOTICE

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

In India-

i)

Balances with banks

a)

In Current Accounts

249,32,16

244,87,25

303,00,52

b)

In Other Deposit Accounts

109,68,00

-

-

ii)

Money at Call and Short notice

a) With Banks

151,48,83

9,87,00

1040,00,00

b) With other institutions

-

-

SUB-TOTAL :

510,48,99

254,74,25

1343,00,52

II.

Outside India-

i)

In Current Accounts

-

-

-

ii)

In Other Deposit Accounts

-

-

-

iii)

Money at Call and Short Notice

-

-

-

SUB-TOTAL :

-

-

-

TOTAL :

510,48,99

254,74,25

1343,00,52

SCHEDULE 8 - INVESTMENTS

(Rs. in thousand)

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Investments in India (Gross)

14879,41,30

14382,50,71

14530,64,33

Less : Provision for NPI, depreciation/ amortisation

462,53,87

232,41,75

401,13,75

NET

14416,86,73

14150,08,96

14129,50,58

Break-up

i)

Government securities

11857,19,42

11985,46,84

12034,16,28

ii)

Other approved securities

255,15,81

280,22,21

246,81,05

iii)

Shares

70,68,02

75,96,44

59,69,69

iv)

Debentures and Bonds

1053,68,54

1277,87,27

1159,81,39

v)

Subsidiaries and/ or Joint ventures

3,85,00

3,85,00

3,85,00

vi)

Others (Mutual Fund etc.)

1176,29,94

526,71,20

625,17,17

SUB-TOTAL :

14416,86,73

14150,08,96

14129,50,58

II.

Investments outside India (Gross)

158

1,58

1,58

Less : Provision for depreciation

87

87

87

NET

71

71

71

Break-up

i)

Government Securities

-

-

(including local authorities)

ii)

Subsidiaries and/ or joint ventures abroad

-

-

iii)

Other investments (Equity Shares & will "Capital Redemption Bond"

71

71

71

SUB-TOTAL :

71

71

71

TOTAL ( I & II )

14416,87,44

14150,09,67

14129,51,29

SCHEDULE 9 - ADVANCES

(Rs. in thousand)

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

i)

Bills purchased and discounted

528,33,79

728,45,37

835,58,15

ii)

Cash Credits, Overdrafts and Loans repayable will "on demand"

5695,97,28

4546,17,33

5678,04,75

iii)

Term Loans

9688,67,63

7101,39,97

9008,67,99

TOTAL :

15912,98,70

12376,02,67

15522,30,89

SCHEDULE 10 - FIXED ASSETS

(Rs. in thousand)

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Premises

At cost as on 31st March of preceding year

186,90,45

185,69,71

185,69,71

Additions during the year

2,12

31

1,20,74

186,92,57

185,70,02

186,90,45

Deductions during the year

-

-

Depreciation to date

43,82,86

41,29,93

43,22,14

SUB-TOTAL :

143,09,71

144,40,09

143,68,31

II.

Capital work in progress

1,94,39

13,93

69,96

III.

Other Fixed Assets (includng furniture & fixtures)

At cost as on 31st March of preceding year

198,79,95

172,72,52

172,72,52

Additions during the year

8,76,06

423,60

26,07,43

207,56,01

176,96,12

198,79,95

Deductions during the year

9,36

8,52

98,20

Depreciation to date

143,33,33

121,63,65

137,13,55

SUB-TOTAL :

64,13,32

55,23,95

60,68,20

TOTAL : ( I+II+III )

209,17,42

199,77,97

205,06,47

SCHEDULE 11 - OTHER ASSETS

(Rs. in thousand)

As on 30.06.2006

As on 30.06.2005

As on 31.03.2006

(Unaudited)

(Unaudited)

(Audited)

I.

Inter-Office Adjustments (net)

-

-

-

II.

Interest accrued

333,48,67

335,16,68

314,49,59

III.

Tax Paid in advance/ tax deducted at source (Net)

137,90,58

56,40,46

112,37,07

IV.

Stationery and Stamps

3,52,55

3,95,63

3,17,17

V.

Non-banking assets acquired in satisfaction of claims

15,86

15,86

15,86