Customer Care

Credit Cards

United Bank of India has launched its co-branded international credit card in collaboration with SBI Cards and Payment Services Pvt. Ltd (SBICPSL) in order to provide a unique and world-class payment proposition to its customers.

The UBI Credit Card is issued in two variants:

• UBI Gold Card
• UBI International Card

World Wide Acceptance

Your card is accepted across the globe at over 30 million VISA outlets including 110,000 VISA outlets in India. Also there is no place in the world you cannot access money from. Over 30 million VISA outlets worldwide and 110,000 VISA ATMs accept this card.

Get cash anytime, anywhere

Get quick access to one of India’s largest cash. 9400 VISA enabled ATMs across India and over 850,000 VISA ATMs across the globe give access to cash whenever you need. With your card, you can withdraw cash from over 850,000 VISA ATMs spread across the globe. You can use your card to access cash from ATMs at International Airports in Kolkata, Delhi, Mumbai, Chennai and Bangalore.

Balance Transfer Facility

You can now enjoy high savings with our low interest rate. Just transfer the balances from your other Bank Credit Card to your UBI Credit Card and avail of low rate of interest.

Flexipay

Shop to your hearts content. and then just make a call. With the convenient installment scheme, Flexipay, you can choose your own installment plan, to take care of your expenses. All at a lower rate of interest in affordable monthly installments.

Interest Free Credit for up to 50 days

Get up to 50 days of interest free credit on your purchases, on payment of your current bill statement in full. Further, use your cards extended credit facility, and just pay a minimum of 5% of the total outstanding each month and the balance in installments.

ProtectionPlus

Protection Plus is an Insurance package cover to provide you complete protection through:

1. Personal Accident Insurance: Protects the cardholder in case of loss of Life or Total and permanent disablement.

2. Credit Shield: Protects the outstanding on your card, in the event of Death or Disability (due to any cause). So give your family complete peace of mind by simply calling our helpline.

Book your Railway Tickets Online

Your Card offers you the unique convenience of booking your Railway Tickets Online and getting them delivered at your doorstep. Experience the convenience of booking your tickets on-line with your UBI Card.

Travel Benefits

As a cardholder, you get great discounts and benefits with AVIS (AVIS Group operates the worlds second largest general-use car rental business) all over the world. Also, Use your ATT Calling Card (membership free with the Gold Card) for telephone calls while travelling overseas.

Carlson Wagonlit Travel

Your card has tied up with Carlson Wagonlit Travel (CWT) to make your travel completely hassle free. All you have to do is call the dedicated CWT contact for your city & you can avail of benefits like discounts on air tickets, home delivery of tickets, hotel reservations & even booking of railway tickets! So go ahead, use your UBI Card & make your travel really easy.

Lost card protection

Your UBI International Card carries a lost card liability of up to a maximum of Rs. 1000 and NO LIABILITY in case of UBI Gold Card. This protects your card from misuse from the time you report the loss.

Purchase Protection Facility

Your UBI Credit Card provides insurance on purchases like refrigerators, televisions, washing machines and personal items such as watches, jewellery, etc. against theft/burglary and fire within your residence premises, for 90 days from the date of purchase.

IAPA Membership

As a cardholder, you can obtain IAPA (International Airline Passengers Association) membership at a discount of 20% (on Bronze membership). The IAPA membership entitles you to savings of up to 50% at more than 17,000 hotels throughout the world and up to 30% savings on car rentals.

Teledraft Facility

Convenience at your fingertips. Simply order a bank draft anytime by just making a call to the 24 hr customer helpline. The draft amount should be for a minimum of Rs.1500 & maximum Rs.12000 per draft per day, not exceeding your cash limit (40%). Your draft will be delivered at your doorstep. The amount of the draft will be billed directly to your card

Helpline

Get all your queries or requests answered 365 days a year, through the 24 hr card customer helpline. You will also have access to the VISA Emergency Helpline in 73 countries, which will help you in case of any emergency or query regarding your card during foreign travel.

Add-on card

Share the power of your card with your spouse, parents and children/siblings above 18 years by applying for add-on cards for them at a low annual fee. It is easy to get your card.

For further details, contact nearest Branch.