|
Concise Service Charge
:: Service Charge for Individuals
Concise Service Charge:
(Service Charge as on date)
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
COLLECTION OF OUTSTATION CHEQUE |
|
Upto Rs. 1000/= |
Rs.
25/= |
|
Above Rs.1000/= upto Rs.10000/= |
Rs.
45/= |
|
Above Rs. 10000/= upto Rs. 100000/= |
Rs.
4/= per thousand or part thereof with a minimum
of Rs. 45 |
|
Above Rs. 100000/= |
Rs.
3.50 per thousand or part thereof with a minimum
of Rs. 400 max.Rs.25000/- |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
COLLECTION OF BILLS |
|
Upto Rs. 5000/= |
Rs.
60/= |
|
Above Rs. 5000/= upto Rs. 100000/= |
Rs.8.00 per thousand or part thereof with a
minimum of Rs.80/- |
|
Above Rs. 100000/= |
Rs.7.50 per thousand or part thereof with a
minimum of Rs.
800/= |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
HANDLING/ COLLECTION CHARGES FOR BILLS/ CHEQUES
RETURN UNPAID |
|
Local Cheques |
Rs.
75/= per instrument plus other bank charges |
|
Outstation Cheques |
Rs.
150/= per instrument plus other bank charges |
|
Local Bills |
Rs.
75/= per instrument plus other bank charges |
|
Outstation Bills |
Rs.
150/= per instrument plus other bank charges |
Note: In
all the cases postage and other out of pocket expenses
will be taken separately on actual basis.
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
COLLECTION OF INTEREST / DIVIDEND WARRANT
(Directly received by the Branch) |
|
Rs.10/- per instrument |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUE OF DEMAND DRAFT / MAIL TRANSFER / TT
(NOT AGAINST TENDER OF CASH) |
|
Upto Rs.1000/= |
Rs.17/= |
|
Above Rs.1000/= upto Rs.5000/= |
Rs.28/= |
|
Above Rs.5000/= upto Rs.10000/= |
Rs.34/= |
|
Above Rs.10000/= upto Rs.100000/= |
Rs.2.25 per thousand or part thereof with a
minimum of Rs.34/= |
|
Above Rs.100000/= |
Rs.1.70 per thousand or part thereof with a
minimum of Rs.225/= |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUE OF DEMAND DRAFT / MAIL TRANSFER / TT
(AGAINST TENDER OF CASH) |
|
Upto Rs.1000/= |
Rs.22/= |
|
Above Rs.1000/= upto Rs.5000/= |
Rs.39/= |
|
Above Rs.5000/= upto Rs.10000/= |
Rs.51/= |
|
Above Rs.10000/= upto Rs.100000/= |
Rs.2.80 per thousand or part thereof with a
minimum of Rs.51/= |
|
Above Rs.100000/= |
Rs.2.25 per thousand or part thereof with a
minimum of Rs.280/= |
For cash
DD/MT/TT for Rs.50,000/- and above during any one day, PAN/
GIR No. is to be quoted. If not quoted Form 60 or Form 61 is
to be obtained. For TT – Rs.100/- to be charged extra as
cost of TT.
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUE OF BANKERS’ CHEQUE / PAY ORDER
(NOT AGAINST TENDER OF CASH) |
|
Upto Rs.1000/= |
Rs.17/= |
|
Above Rs.1000/= upto Rs.5000/= |
Rs.28/= |
|
Above Rs.5000/= upto Rs.10000/= |
Rs.34/= |
|
Above Rs.10000/= upto Rs.100000/= |
Rs.1.70 per thousand or part thereof with a
minimum of Rs.34/= |
|
Above Rs.100000/= |
Rs.1.20 per thousand or part thereof with a
minimum of Rs.170/= |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUE OF BANKERS’ CHEQUE / PAY ORDER
(AGAINST TENDER OF CASH) |
|
Upto Rs.1000/= |
Rs.22/= |
|
Above Rs.1000/= upto Rs.5000/= |
Rs.34/= |
|
Above Rs.5000/= upto Rs.10000/= |
Rs.45/= |
|
Above Rs.10000/= upto Rs.100000/= |
Rs.2.50 per thousand or part thereof with a
minimum of Rs.45/= |
|
Above Rs.100000/= |
Rs.1.70 per thousand or part thereof with a
minimum of
Rs.253/= |
For cash
Bankers’ Cheque / Pay Order for Rs.50,000/- and above
during any one day, PAN/ GIR No. is to be quoted. If not
quoted Form 60 or Form 61 is to be obtained.
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUE OF FRESH DEMAND DRAFT / PAY ORDER
(in lieu of lost instrument) |
|
Upto Rs. 1,00,000/- |
Rs. 60/- per instrument |
|
Above Rs. 1,00,000/- |
Rs. 125/- per instrument |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
REVALIDATION / CANCELLATION OF DEMAND DRAFT / PAY
ORDER |
|
Rs.50/- per instrument + out of pocket expenses |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
SFMS (Structured Financial Messaging System) for
intra Bank Fund Transfer |
|
|
50% of DD charges, min Rs.10/- (Fraction amount
to be
rounded off to next higher Rupee) Maximum
Rs.2500/- |
|
For Staff Members |
Free of Cost |
|
RTGS (Real Time Gross Settlement) for inter bank
Fund Transfer |
|
Rs.
100000/- and above |
Rs.1.50 per thousand or part thereof with a min.
of Rs.200/-
Maximum Rs.5000/- |
|
EFT / NEFT (Electronic Fund Transfer / National
Electronic Fund Transfer) for inter Bank Fund
Transfer |
|
Upto Rs.1000/= |
Rs.10/= |
|
Above Rs.1000/= upto Rs.5000/= |
Rs.20/= |
|
Above Rs.5000/= upto Rs.10000/= |
Rs.25/= |
|
Above Rs.10000/= upto Rs.100000/= |
Rs.2.00 per thousand or part thereof with a
minimum of Rs.25/ |
|
Above Rs.100000/= |
Rs.1.50 per thousand or part thereof with a
minimum of
Rs.200/= |
|
ECS (Electronic Clearing Service) |
|
ECS (credit) for credit to customers’ account |
-NIL- |
|
ECS (debit) for debiting customers’ account |
-NIL- |
|
ECS (debit) returns |
Rs. 100/- per instance |
|
Certifying or verifying customers’ mandate |
Rs.50/- per verification.
Rs.50/- for each signature verification in joint
account |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
LEDGER FOLIO |
|
Savings Bank A/c |
No
Folio Charges |
|
Current / OD / CC |
Rs.60/- per folio ( No Free Folio ) |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
LOSS OF TOKEN |
|
Rs.100/- per token lost |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
STANDING INSTRUCTIONS |
|
Setting up Standing Instruction |
|
|
Transfers to other than same Branch |
Rs.110/- |
|
Processing of Standing Instructions |
|
|
Credit to another a/c of the same customer
within the same
branch |
-NIL- |
|
Credit to a/c of another customer within the
same branch |
Rs.25/- |
|
In
all other cases |
Rs.25/- (Remittance & Postage charges extra) |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
STOP PAYMENT INSTRUCTIONS |
|
SAVINGS BANK |
|
Per cheque leaf |
Rs.40/- |
|
For multiple leaves per occasion |
Rs.100/- (maximum) |
|
CURRENT DEPOSIT / OD / CC |
|
Per cheque leaf |
Rs.50/- |
|
For multiple leaves per occasion |
Rs.200/- (maximum) |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
SAFE CUSTODY |
|
Scripts |
Rs.100/= per script, minimum Rs.200/= per year
or part thereof. |
|
Sealed cover |
Rs.
250/= per cover per year or part thereof. |
|
Sealed boxes |
For small boxes (30cm.x30cm.x30cm.)- Rs 2000/=
per year or
part thereof |
|
Bank’s own Deposit Receipt |
No
Charge. |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
LOCKER RENT |
|
Locker Type |
Dimension of locker units
(Height x Width x Depth in inches |
Volume of locker units
(in cubic inches) |
Metro / Urban |
Semi-Urban / Rural |
|
A |
4
½`` x 5 7/8`` x 20 3/8`` |
539 |
550 |
500 |
|
B |
5
13/16`` x 7 1/4 ``x 20 3/8`` |
859 |
750 |
700 |
|
C |
4
½`` x12 15/18`` x 20 3/8`` |
1186 |
850 |
775 |
|
D |
7
½`` x 5 7/8`` x 20 3/8`` |
1337 |
1100 |
1050 |
|
H1
|
12
3/8`` x 7 ¼``x 20 3/8`` |
1828 |
1300 |
1250 |
|
E |
5
13/16`` x 15 13/16`` x 3/8`` |
1873 |
1300 |
1250 |
|
F |
10
½ x 12 15/16`` x 20 3/8`` |
2768 |
2000 |
1800 |
|
G |
7
x19 15/16`` x 20 3/8`` |
2844 |
2300 |
2100 |
|
H |
12
3/8`` x 15 13/16`` x 20 3/8`` |
3987 |
2700 |
2600 |
|
L |
15
½`` x 19 15/16`` x 20 3/8`` |
6297 |
4500 |
4200 |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ATM |
|
Membership fee |
No
charge |
|
Annual fee |
No
charge |
|
Renewal charges |
No
charge |
|
Late Payment charges |
No
charge |
|
Interest charges |
No
charge |
|
Replacement charges |
No
charge |
|
Transaction charge for Partner banks |
No
charge |
|
Transaction charge for Non-Partner banks |
Rs. 50/-per transaction |
|
Replacement of Card |
Rs.150/- |
|
Duplicate pin |
Rs. 20/- |

|
Category of Account |
Computerised |
Rural |
Semi-Urban |
Urban |
Metro |
|
MINIMUM BALANCE |
|
Savings Bank |
|
With Cheque Book |
Rs.500 |
Rs.500 |
Rs.500 |
Rs.500 |
Rs.500 |
|
Without Cheque Book |
Rs.100 |
Rs.
50 |
Rs.100 |
Rs.100 |
Rs.100 |
|
MINIMUM BALANCE |
|
Current Deposit |
|
With Cheque Book |
Rs.1000 |
Rs.1000 |
Rs.1000 |
Rs.1000 |
Rs.1000 |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
FALL IN MINIMUM BALANCE |
|
Savings Bank |
|
With cheque book facility
|
Rs.40/- per occasion |
|
Without cheque book facility |
Rs.40/- per occasion |
|
Current Deposit |
|
Individuals |
Rs
.50/- per occasion |
|
Others |
Rs.100/- per occasion |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
CHEQUE BOOK |
|
Savings Bank |
|
MICR
|
Rs.2.50 per cheque leaf (one cheque book of 20
leaves Free in
a calendar year including Multi-City cheque
book) |
|
NON-MICR |
Rs.2.50 per cheque leaf (one cheque book of 20
leaves Free in
a calendar year) |
|
For issuing PDCs in favour of our Bank |
No
Charge |
|
United Basic Savings Bank Account |
|
|
one cheque book of 10 leaves Free in a calendar
year |
|
Current Deposit / OD / CC |
|
MICR |
Rs.2.50 per cheque leaf |
|
NON-MICR |
Rs.2.50 per cheque leaf |
|
United Gold Current Account |
|
MULTI CITY CHEQUE |
One Cheque Book of 25 leaves Free per month |
|
United Platinum Current Account |
|
MULTI CITY CHEQUE |
Two Cheque Books of 25 leaves each Free per
month |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
CLOSURE OF ACCOUNT
(within 12 months of its opening)
|
|
Savings Bank |
|
With cheque book facility
|
Rs.100/- |
|
Without cheque book facility |
Rs.
50/- |
|
Exceptions |
-
When account is transferred to
another Branch
-
Opening of another account in joint
names
-
Death of account holder
-
Pensioner without cheque book
|
|
Current Deposit |
|
|
Rs.150/- |
|
Exceptions |
-
When account is transferred to
another Branch
-
Opening of another account in joint
names
-
Death of account holder
|
Recurring Deposit
|
|
|
Rs.63/- |

|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
GIFT CHEQUE |
|
Issuance |
|
Rs.
51/- |
Rs.10/- |
|
Rs.101/-
|
Rs.10/- |
|
Rs.201/- |
Rs.20/- |
|
Revalidation |
|
Rs. 51/-
|
Rs.10- |
|
Rs.101/-
|
Rs.10- |
|
Rs.201/-
|
Rs.10- |
|
Duplicate / Refund |
|
Rs. 51/-
|
Rs.20/- |
|
Rs.101/-
|
Rs.20/- |
|
Rs.201/-
|
Rs.30/- |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
MISCELLANEOUS |
|
Duplicate Statement/Pass Book |
|
|
With latest balance |
Rs.30/= per pass book |
|
With previous entries per ledger folio or part
thereof |
Rs.
54/- for last one year |
|
(40 entries will be considered as one ledger
folio) |
Rs.77/- for past one to three years |
|
|
Rs.108/- for more than three years |
|
Call Deposit Receipt
|
Rs. 40/= per receipt |
|
Signature verification
|
Rs.50/- per verification.
Rs.50/- for each signature verification in joint
account |
|
Addition/Deletion of Name |
Rs.50/- per occasion
(No charge for deletion of name of deceased
customer)
(No charge for the first time on conversion of
single account to
joint account of pensioner’s account) |
|
CD
Statement: Daily, Weekly or fortnightly |
One statement to be provided Free in a month.
Rs.54/- for additional statement |
|
Change in Operational instructions
|
Rs.30/- per occasion |
|
Exceeding limit of number of withdrawals in
SB Account
(If the no. exceeds 50 in a calendar half
year)
|
Rs.10/- per entry in excess of 50 per calendar
half year |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ENQUIRY RELATING TO OLD RECORDS |
|
3-12 months old |
Rs
.27/- |
|
Above 12 months upto 3 years
|
Rs
.54/- |
|
Above 3 years upto 7 years |
Rs.108/- |
|
Above 7 years |
Rs.270/- |

|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
INOPERATIVE ACCOUNTS |
|
Savings Bank |
|
Accounts maintaining stipulated minimum
balance
|
-NIL- |
|
Accounts not maintaining stipulated minimum
balance |
Rs.50/- per half year |
|
If
the Balance falls below Rs.50/- |
The entire balance is to be apportioned towards
service
charge and the account should be closed under
advice to the account holder with a request to return the
unused cheques |
|
Current Account |
|
Accounts maintaining stipulated minimum balance |
-NIL- |
|
Accounts not maintaining stipulated minimum
balance |
Rs.100/- per half year |
|
If
the Balance falls below Rs.100/- |
The entire balance is to be apportioned towards
service
charge and the account should be closed under
advice to the
account holder with a request to return the
unused cheques |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
CHARGES TO BE REALIZED BY CURRENCY CHEST
BRANCHES OF OUR BANK
from non-chest branches of other Banks including
RRB |
|
Receipt of Cash |
|
Under RBI-LINKAGE Scheme
|
Re.2/- per packet while receiving cash from any
non-chest
branches of OTHER BANKS |
|
In Other Cases
|
Charges to be approved by Regional Heads,
subject to a min. of
Rs.2/- per packet |
Exemptions
granted to Co-operative Banks and RRBs on their cash
deposits for the purpose of transfer of funds under RBI
Remittance Facility Scheme would however continue.
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUANCE OF SOLVENCY CERTIFICATE |
|
Upto Rs. 1 lac |
Rs.
750/- |
|
>
Rs. 1 lac upto Rs. 10 lac |
Rs.
1500/- |
|
>
Rs. 10 lac upto Rs. 25 lac |
Rs.
2500/- |
|
>
Rs. 25 lac upto Rs. 50 lac |
Rs.
5000/- |
|
>
Rs. 50 lac |
Rs.10000/- |
|
Nature of Service |
Service Charge
(Inclusive of Service Tax) |
|
ISSUANCE OF NO-DUES / NO-OBJECTION CERTIFICATE |
|
Priority Sector |
|
Per Certificate |
Rs.
10/- per certificate |
|
Non-Priority Sector |
|
Per Certificate |
Rs.
150/- per certificate |
|
 |
|