|8.Particulars of a/c maintained with
this branch or any other branch
of this Bank or any other bank
i. Average Balance maintained :
9.Purpose of Loan
10.Amount of Loan applied for
11.Two persons who can be referred
to for information (Please given names
I/we undertake to repay the loan in ____________ nos. monthly instalment (not exceeding
the remaining tenor of my/our Housing Loan account) of such amount to be fixed by you
commencing one month after disbursement.
I/we also undertake to abide by the terms & conditions laid down by the bank in
respect of the loan. If sanctioned and agreed to the bank recalling the entire loan in the
event of coming across any incorrect statement on my part.
I/we also enclose herewith the following papers/documents for your perusal and doing the
a)Copy of latest Corporation/Municipal Tax Receipt/Rent Receipt.
b)In case of Salaried Persons, latest Salary Certificate and Employee Identity Card.
c)In case of professionals/Self-employed, copy of last I. T. Return Filed and copy of
Balance Sheet and Profit & Loss A/c. for the last two years.
d)Copy of PAN Card / Passport or Voters Identity Card.
e)Irrevocable undertaking of the employer to remit monthly salary to the Branch for credit
to the salary disbursing account till such time loan remains outstanding, wherever
f)A letter of undertaking given by the borrower addressed to the employer authorizing to
pay the Banks dues out of terminal benefits in case of death / retirement /
resignation or discontinuation of service, wherever applicable.
g)Borrower's undertaking to debit his account for payment of the EMI of Smart Loan,
I/we hereby declare that -
a)To the best of my/our knowledge and belief, the information furnished hereinabove is
true and correct.
b)The terms and conditions governing the grant of this loan by United Bank of India shall
be complied with.
c)In the event of default in repayment of loan / advances or of interest thereon or any of
the agreed instalments of loan on due date(s), the bank and/or Reserve Bank of India will
have an unqualified right to disclose or publish my/our name(s) as defaulter(s) in such a
manner and through such medium as the bank or RBI in their absolute discretion may think
Signature of applicant 1.
Signature of applicant 2.
Full Name :