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United Bank of India (UBI) is one of the 14 major
banks which were nationalised on July 19, 1969. Its predecessor the United Bank of India
Ltd., was formed in 1950 with the amalgamation of four banks viz. Comilla Banking
Corporation Ltd. (1914), Bengal Central Bank Ltd. (1918), Comilla Union Bank Ltd. (1922)
and Hooghly Bank Ltd. (1932) (which were established in the years indicated in brackets
after the names). The origin of the Bank thus goes back as far as 1914. As against 174
branches, Rs. 147 crores of deposits and Rs. 112 crores of advances at the time of
nationalisation in July, 1969, today the Bank has 1403 branches, over Rs.
37,167 crores of
deposits and Rs. 22,641 crores of gross advances as on
31-03-07. Presently the Bank has a
three-tier organisational set-up consisting of the Head Office, 28
Regional Offices and 1403 branches.
After nationalisation, the Bank expanded its branch network in a big way
and actively participated in the developmental activities, particularly in the rural and
semi-urban areas in conformity with the objectives of nationalisation. In recognition of
the role played by the Bank, it was designated as Lead Bank in several districts and at
present it is the Lead Bank in 30 districts in the States of West Bengal, Assam, Manipur
and Tripura. The Bank is also the Convener of the State Level Bankers' Committees (SLBC)
for the States of West Bengal and Tripura.
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UBI played a
significant role in the spread of banking services in different parts of the country, more
particularly in Eastern and North-Eastern India. UBI has sponsored 4 Regional Rural Banks
(RRB) one each in West Bengal, Assam, Manipur and Tripura. These four RRBs together have
over 1000 branches. United Bank of India has contributed 35% of the share capital/
additional capital to all the four RRBs in four different states.In its efforts to provide
banking services to the people living in the not easily accessible areas of the Sunderbans
in West Bengal, UBI had established two floating mobile branches on motor launches which
moved from island to island on different days of the week. The floating mobile branches
were discontinued with the opening of full-fledged branches at the centres which were
being served by the floating mobile branches. UBI is also known as the 'Tea Bank' because
of its age-old association with the financing of tea gardens. It has been the largest
lender to the tea industry. |
The Bank has three full fledged Overseas Branches one each at Kolkata, New Delhi and
Mumbai with fully equipped dealing room and SWIFT terminal . The operations of 500
branches have been computerised either fully or partially and Electronic Fund Transfer
System came to be implemented in the Bank's branches at Kolkata,
Delhi, Mumbai and Chennai. The Bank has ATMs all over the country
and having Cash Tree arrangement with 11 other Banks.
Name & Other particulars of Bank's Chief Public
Information Officer :
Shri Swapan Kumar Biswas
General Manager (Marketing &NI)
United Bank of India
Head Office
11, Hemanta Basu Sarani
Kolkata - 700 001.
Ph. No. 033-22133172
E-mail: gmmkt@unitedbank.co.in
The name of the RRBs, the location of the Head Office and the name of the present
Chairmen are given in the following table:
Name of the RRB |
Location of H.O. |
Name of the Chairman |
| Bangiya Gramin Vikash Bank |
Berhampur, W. Bengal |
Sri Ambarish Nanda |
| Assam Gramin Vikash Bank |
Guwahati, Assam |
Sri Girish Chandra Sharma |
| Tripura Gramin Bank |
Agartala, Tripura |
Sri G K Choudhury |
| Manipur Rural Bank |
Imphal, Manipur |
Sri Shyamal Kumar Saha |
Assam Gramin Vikash Bank has been constituted on 12th January, 2006
following Govt. of India's Notification amalgamating erstwhile 4 RRBs ,viz.,Pragjyotish
Gaonlia Bank, Cachar Gramin Bank, Subansiri Gaonlia Bank and Lakhimi Gaonlia Bank in the
State of Assam. Recently, on 21st February, 2007, Bangiya Gramin Vikash Bank has been
constituted following Govt. of India's Notification amalgamating erstwhile 5 RRBs,viz.,
Gaur Gramin Bank, Mallabhum Gramin Bank, Sagar Gramin Bank, Nadia Gramin Bank and
Murshidabad Gramin Bank in the State of West Bengal.
These RRBs as on 31.12.06 are having total deposit of Rs. 5771.33 Cr. and outstanding
advance of Rs. 2690.80 Cr. Out of this advance amount Rs. 1862.64 Cr. is in Priority
Sector, which includes Rs. 603.06 Cr. in Agricultural Sector and Rs. 1259.58 Cr. in SSI
and other priority sector and it turns out to be 69%, 22% and 47% of total outstanding
advance respectively.
United Bank of India has a RRB Department headed by a General
Manager to look after and monitor the functioning of the sponsored RRBs.
District covered by these RRBs with the nos. of branches are
given below:
Name
of the
RRB |
Name
of Districts with No. of Branches |
Bangiya Gramin Vikash Bank,
District covered - 11,
No. of Branches - 547 |
North 24- Parganas- 50 & South
24- Parganas- 65,
Bankura-70 ; Purba Medinipur-42 ; Paschim Medinipur- 37; Purulia- 30; Malda-57; Uttar
Dinajpur-33; Dakshin Dinajpur-29; Murshidabad-67 & Nadia- 67
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Assam Gramin Vikash Bank,
District covered - 25,
No. of Branches - 354
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Kamrup- 14;
Kamrup (Metro)-7; Sonitpur- 29; Darrang- 13; Udalgiri- 10; Nalbari- 15; Baska- 10;
Barpeta- 17; Bongaigaon- 9; Kokrajhar- 7; Chirang- 7; Dhubri- 13; Goalpara- 12; Sibsagar-
22; Jorhat- 16; Golaghat- 23; Nagaon- 30; Morigaon- 11; Dibrugarh- 12; Tinsukia- 8;
Lakhimpur- 16; Dhemaji- 9; Cachar- 19; Hailakandi- 8 & Karimganj- 17 |
Tripura Gramin Bank,
District covered - 4,
No. of Branches - 87 |
North Tripura- 19; South Tripura-
26; West Tripura- 35 & Dhalai- 7 |
Manipur Rural Bank,
District covered - 9,
No. of Branches - 29 |
Imphal East-4; Imphal West-5;
Thoubal-6; Bishenpur-3; Chandel- 1; Senapati- 4; Ukhrul- 2; Tamenglong-3 &
Churachandpur- 1 |
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