Financial Inclusion:
A way forward to Inclusive Growth -- Including the Excluded.

Under its 100% Financial Inclusion initiative, United Bank of India offers convenient option to the Un-banked & weaker sections of the society. Any one in the rural areas can open an account with our Bank through BC agent. The account holder will get the following benefits:

• Every one of you will be provided with a SMART CARD known as UBI Smart CARD, which has photo & Biometric identification.
• It is virtually banking at doorstep. Business Correspondents/ Facilitators and our Branch officials will call on you for all your banking and credit requirements.
• Basic “no frills” bank account for receiving payments /savings / deposits
• Small loan/overdraft facilities
• Money transfer facilities
• Insurance (life / non-life) services
• Financial advisory services
• Payment of wages under NREG Scheme
• Payment of Social Security Pension (SSP)

UBI’s Financial Inclusion Roll out Plan, Progress & Status Reports

• Financial Inclusion Rollout Plan and progress
• Financial Inclusion villages above 2000 population
• Financial Inclusion villages below 2000 population
• Financial Inclusion Brick n Mortar Branches-UBI
• Financial Inclusion Base Branches-UBI
• United Bank CSP List- Financial Inclusion
• State wise enrollments & smart cards issued report

UBI’s Aadhaar (Unique Identification No.-UID) Initiative:
(Aadhaar Enrollment , Aadhaar Enabled Payment System (AEPS) / Aadhaar Payment Bridge System (APBS) )

• UBI Aadhaar and AEPS-APBS initiative